Do Not Scan any QR Code Received from any Unidentified Resources. It May Lead to Unauthorised Debit of Money from Your Bank
Do Not Scan any QR Code Received from any Unidentified Resources. It May Lead to Unauthorised Debit of Money from Your Bank
State Bank of India (SBI), India’s largest lender, has issued a warning to its customers about QR scans. Unless scanning QR Codes is part of a payment transaction, SBI advises its customers not to do so.
Covid-19 pandemic times necessitate online transactions. However, online transactions should be approached with extreme caution. With the advancement of technology, not only has it made our lives easier, but QR codes have also become a popular method of operation for cyber fraudsters. Fraud involving online transactions has risen in tandem with the number of people engaging in them.
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SBI has debunked these myths, warning customers not to be fooled by them and to remember that scanning a QR code will only result in money being deducted from their account.
Here’s the tweet that explains everything.
“The money you get for scanning a QR code is free. Nothing more than the notification that your bank account has been debited for an arbitrary amount appears. Scanning #QRCodes shared by others is not recommended unless you intend to make a payment. Keep your eyes and ears peeled, “SBI has sent out a message via Twitter.
You don’t receive money when you scan a QR code. All you get is a message that your bank account is debited for an ‘X’ amount. Do not scan #QRCodes shared by anyone unless the objective is to pay. Stay alert. #StaySafe. https://t.co/EXGQB7YFT9#QRCodes #InternetBanking
— State Bank of India (@TheOfficialSBI) April 27, 2021
Since receiving text alerts from SBI, the seller appears to be well-informed about these scams.
He then dismisses the thief without further ado, knowing full well that QR codes are used to make payments, not receive them.
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A predetermined amount would have been deducted from his account and transferred to the fraudster’s if he had followed through on scanning his code.
What should you do?Â
Police and bank authorities have been from time to time advising people not to share their debit/credit card numbers, their expiry dates, PIN, OTP etc with anyone. They also advise against scanning QR codes sent by unknown persons.
Also, one should remember that QR codes need to be scanned only to make payments and not receive money.
