www.activate my card.com.au/suncorpinsurance : Activate my card Suncorp Insurance

This card is issued by EML Payment Solutions Limited ABN 30 131 436 532, AFSL 404131 (also referred to as ‘EML/we/us/our’). EML is the issuer of the Card and has authorised Edge Loyalty Systems ABN 96 138 299 288, to distribute the Card. Within these conditions ‘you’ are the Card purchaser or user. By agreeing to the Terms and Conditions herein, you agree to a contractual relationship with EML.

By using the Card, you agree to be bound by these Terms and Conditions. All users of the Card must be provided these conditions.

www.activate my card.com.au/suncorpinsurance :

If your Card has an Issue Date printed on the Card, the following specific terms will apply:

1. The card is an eftpos prepaid gift card that must be activated within the time period specified on your Card.
2. To activate the Card, you must go online to www.activatethecard.com.au/SuncorpInsurance and enter in the Card details. Once activated, funds are available by 12pm the following business day.
3. Cards not activated within the time period specified on your Card will be forfeited and ineligible for replacement.
4. Cards are valid for the period stated on the Card. The Card cannot be used or replaced after expiry and at expiry, the remaining balance will be forfeited. We will not give you any notice before this happens.
5. To check the Card balance, Card expiry and full conditions of use, go to www.activatethecard.com.au/SuncorpInsurance.
6. The Card can be used for purchasing goods and services wherever eftpos cards are accepted for electronic transactions.

If your card does not have an Issue Date printed on the Card, the following specific terms will apply:

1. The Card is an eftpos prepaid gift card that must be activated within the date specified on the letter you receive with your Card.
2. To activate the Card, you must go online to www.activatethecard.com.au/SuncorpInsurance and enter in the Card details. Once activated, funds are available by 12pm the following business day.
3. Cards not activated within the time period specified on the letter will be forfeited and ineligible for replacement.
4. Cards are valid for the period stated on the Card. The Card cannot be used or replaced after expiry and at expiry, the remaining balance will be forfeited. We will not give you any notice before this happens.
5. To check the Card balance, Card expiry and full conditions of use, go to www.activatethecard.com.au/SuncorpInsurance.
6. The Card can be used for purchasing goods and services wherever eftpos cards are accepted for electronic transactions.

Limitations of the Card

1. The Card is not reloadable.
2. The Card is not a credit card and nor is it linked to a deposit account with EML.
3. The Card cannot be used to make transactions that exceed the available balance. For such a transaction, you need to pay the difference by another method, if the merchant agrees.
4. The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments.
5. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept eftpos prepaid gift cards).

Waivers

1. We are not liable in any way if/when a payment authorization is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part.
2. The Card is like cash and may not be replaced if misused, lost, stolen or damaged. You are responsible for all transactions on the Card, except where there has been fraud or negligence by our staff or agents.

Refunds

1. Any refunds on Card transactions are subject to the policy of the specific merchant.
2. If the Card expires or is revoked before you have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then you will have no access to those funds.