First Progress Credit Card Activate Login : How can I pay my First Progress Card?
First Progress Credit Card Activate Login : How can I pay my First Progress Card?
The First Progress Secured Credit Card should be activated by login on to the website apply.firstprogress.com/activate or You can contact our customer service line at 1-866-706-5543.
First Progress currently offers three different Platinum Mastercard Secured Credit Card options. If you qualify for one of these three cards you would also qualify for either of the other two. To compare the APR and Annual Fee information for all three card offers, please Click Here.
Prepaid and debit cards are available to consumers with poor or inadequate credit scores, but these products generally do not offer credit and do not report to the major consumer credit bureaus. Some prepaid and debit card programs carry monthly membership fees or carry a charge for reloading funds to the card.
A secured card is a real credit card that extends credit based on a security deposit provided by the cardholder rather than relying on the applicant’s credit history. Aside from the security deposit requirement, a secured card works just like any major (Visa®, Mastercard or American Express®) bankcard. The cardholder can revolve a balance by paying only the minimum monthly payment, or avoid finance charges by paying the balance in full each month. Activity on the First Progress Platinum Secured Mastercard Credit Card is reported monthly to all three major credit bureaus to help speed the accumulation of new credit history in the cardholder’s credit files.
Who is this card designed to serve?
The First Progress Secured Credit Card has been designed for customers who may have had credit issues in the past and need to re-build credit or who are just starting out and need to build new credit. We seek to serve the broadest possible set of applicants, especially individuals who are seeking to improve their credit going forward.
AVAILABLE CREDIT:
Your available credit is your Credit Limit less your outstanding balance and any amounts we at our sole discretion may add to keep your outstanding balance below your Credit Limit, such as Interest Charges and Fees incurred but not yet billed. Your initially available credit will be your initial Credit Limit, less the initial Annual Fee of $39* imposed after your Account is opened. For example, if your initial Credit Limit is $200, your initially available credit would be $161.
The renewal Annual Fee, when imposed annually thereafter, will also reduce your then available credit by $39*. Your initially available credit will be your initial Credit Limit, less the initial Annual Fee of $49* imposed after your Account is opened. Or, for example, if your initial Credit Limit is $200, your initially available credit would be $151. The renewal Annual Fee, when imposed annually thereafter, will also reduce your then available credit by $49*.
Your initially available credit will be your initial Credit Limit, less the initial Annual Fee of $29* imposed after your Account is opened. Or, for example, if your initial Credit Limit is $200, your initially available credit would be $171. The renewal Annual Fee, when imposed annually thereafter, will also reduce your then available credit by $29*.