Federal Poverty Level 2022 : What is the current poverty threshold in the United States?
Federal Poverty Level 2022 : What is the current poverty threshold in the United States?
A measure of income issued every year by the Department of Health and Human Services (HHS). Federal poverty levels are used to determine your eligibility for certain programs and benefits, including savings on Marketplace health insurance, and Medicaid and CHIP coverage.
The 2022 federal poverty level (FPL) income numbers below are used to calculate eligibility for Medicaid and the Children’s Health Insurance Program (CHIP). 2021 numbers are slightly lower, and are used to calculate savings on Marketplace insurance plans for 2022.
Federal Poverty Level (FPL)
Family size | 2021 income number | 2022 income numbers |
|---|---|---|
| For individuals | $12,880 | $13,590 |
| For a family of 2 | $17,420 | $18,310 |
| For a family of 3 | $21,960 | $23,030 |
| For a family of 4 | $26,500 | $27,750 |
| For a family of 5 | $31,040 | $32,470 |
| For a family of 6 | $35,580 | $37,190 |
| For a family of 7 | $40,120 | $41,910 |
| For a family of 8 | $44,660 | $46,630 |
| For a family of 9+ | Add $4,540 for each extra person | Add $4,720 for each extra person |
Note: Federal Poverty Level amounts are higher in Alaska and Hawaii.
How federal poverty levels are used to determine eligibility for reduced-cost health coverage
- Income above 400% FPL:Â If your income is above 400% FPL, you may now qualify for premium tax credits that lower your monthly premium for a 2022 Marketplace health insurance plan.
- Income between 100% and 400% FPL:Â If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
- Income at or below 150% FPL: If your income falls at or below 150% FPL in your state and you’re not eligible for Medicaid or CHIP, you may qualify to enroll in or change Marketplace coverage through a Special Enrollment Period.
- Income below 138% FPL:Â If your income is below 138% FPL and your state has expanded Medicaid coverage, you qualify for Medicaid based only on your income.
- Income below 100% FPL: If your income falls below 100% FPL, you probably won’t qualify for savings on a Marketplace health insurance plan or for income-based Medicaid.
Apply for Medicaid and CHIP 2 ways
1. Through the Health Insurance Marketplace®
Fill out an application through the Health Insurance Marketplace®.
- If it looks like anyone in your household qualifies for Medicaid or CHIP, we’ll send your information to your state agency. They’ll contact you about enrollment.
- When you submit your Marketplace application, you’ll also find out if you qualify for an individual insurance plan with savings based on your income instead. Plans may be more affordable than you think.
Create an account to start a Marketplace application.
2. Through your state Medicaid agency
You can also apply directly to your state Medicaid agency. Select your state below for your Medicaid agency’s contact information.
