www.usdirectexpress.com | Direct Express Activate Card Login

www.usdirectexpress.com | Direct Express Activate Card Login

The Direct Express® card is a prepaid debit card offered to federal benefit recipients who receive their benefits electronically. The debit card offers the convenience and security of using electronic transactions to spend and access your money rather than using cash for purchases. You do not need to have a bank account to sign up for the card. There is no credit check or minimum balance requirement.

The Direct Express® Debit MasterCard® card is a safer, more convenient way to receive federal benefits.

Fast, Convenient, and Secure

Your federal benefits will be automatically deposited to your prepaid debit card account on the payment day. By choosing Direct Express you have chosen a fast, convenient, and secure way to receive your benefit payments.

How does the Direct Express card work?

When you sign up to receive your federal benefits on the Direct Express card, you will receive your payment every month without having to worry about cashing your check or having it lost or stolen. Instead of receiving a check, your money will be automatically deposited to your Direct Express card account on payment day.

You can use your card to make purchases at stores that accept Debit MasterCard, withdraw cash from Automated Teller Machines (ATMs), and get cash back when you make purchases. You can also use your debit card online to make payments and to also buy money orders at the U.S. Post Office.

How do I activate my Direct Express card?

When you receive your Direct Express card in the mail, call the Direct Express card Customer Service Department number listed on the back of your card to activate your card.
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Get Cash Back

Make Purchases and Get Cash Back at Stores

  • Present your card when paying for an item. The cashier will ask for your signature or for you to enter your PIN.
  • Use your card at the checkout and follow the prompts on the screen.
  • There is no fee to get cash back with purchase at participating merchants.
  • Enter the cash back amount on the keypad or tell the cashier the amount of cash you need.
  • The amount of your purchase plus any cash back will be deducted from your card account balance.
  • You can not spend more than the amount of funds in your account.

Make Spending Easy

The Direct Express® Debit MasterCard® card is accepted at merchant and bank locations worldwide. You can use your card wherever the MasterCard® acceptance mark is displayed, which may include:

  • Grocery Stores
  • Drug Stores and Pharmacies
  • Gas Stations
  • Doctors’ Offices
  • Restaurants
  • Department Stores

What are the benefits of the Direct Express card?

The Direct Express card gives you the advantages of direct deposit even if you don’t have a bank account.

  • It’s Safe: No need to carry large amounts of cash and no risk of lost or stolen checks.
  • It’s Easy: Your money is automatically deposited to your card account on payment day each month. You won’t have to wait for the mail to arrive.
  • It’s Convenient: You can make purchases anywhere Debit MasterCard® is accepted and get cash back at retail locations, banks and credit unions, and ATMs throughout the world.

After you sign up for the card, Direct Express® will notify the Social Security Administration and other federal paying agencies that you have a Direct Express® debit card account and will provide the agency the information it needs to send your benefit payments to your account.

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