• Complete our secure online form
• If connected to a lender, review the offer presented. If no lender offers you a loan you may receive offers for debt relief, credit repair or similar services
• If you accept the offer, you may need to provide additional information to the lender
• If finalized, receive funds in your account as soon as the next business day

Representative Example: If you borrow $1500 over a term of 2 years with a representative APR of 7.9%, you will have 24 monthly payments of $67.77, for a total amount payable of $1626.54

If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer. CashUSA.com is not a lender and cannot predict the exact fees and interest that will be attached to the loan offer presented to you. You are not under any obligation whatsoever to accept the terms that the lender presents to you. If CashUSA  can’t find a loan offer for you, they may pass some limited information about you to marketing partners so you can receive offers for credit repair, debt relief or similar services.

What Are Personal Loans?

A personal loan is simply an installment loan, which is repaid over an extended period of time with a set number of scheduled payments. Loan amounts range between $500 to $10,000 depending on the lender and state. Below are a few of the reasons why this is the case:

• Fast, convenient loan requests: A loan request can be approved in a matter of minutes.
• Cash in hand fast: An approved loan can be electronically deposited into your account in as early as 1 business day.
• No embarrassment: It can be difficult to admit to family members and friends that your finances are stretched; cash loans allow you to avoid this embarrassment, as they can be acquired safely, securely and discreetly online.

Our goal is simple: to help get you a personal loan offer that can meet your need. To help us achieve this goal, we have made the process of receiving loan offers fast and easy from start to finish. The first step is to fill out a brief loan request form here on our website, which can take just a few minutes. As long as you meet the basic borrower eligibility requirements, you can submit your request for a personal loan.

How It Works

Requesting a personal loan through CashUSA.com involves just two simple steps on your part. First, take just a few minutes to fill out the request form on our site to request from $500 to $10,000. CashUSA then pass your information to our large network of lenders and to other third-party networks of lenders that we work with so that lenders can review your information and choose whether to offer you a loan. If a lender offers you a loan, you will be able to review the loan terms and, if you find them agreeable, you can e-sign the lender’s contract. If you’re approved, funds may be deposited into your account in as little as one business day. It’s just that easy!

If CashUSA can’t find a loan offer for you, CashUSA may pass some limited information about you to marketing partners so you can receive offers for credit repair, debt relief or similar services.

Eligibility Requirements

The requirements that a prospective borrower must meet to be able to request a personal loan are simple and few in number. They include the following:

• Be at least 18 years old
• Be a U.S. citizen or permanent resident
• Be employed for at least 90 days and meet your Lender’s income minimum specific requirements
• Have a checking account in your name
• Be able to provide work and home phone numbers, as well as a valid email address

Please note that meeting these requirements does not mean that you will be connected with a lender.

After you submit your loan request, we show your information to the lenders and lending partners in our network so they can choose whether to offer you a loan.

Convenient Loan Disbursement and Repayment

If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

Loan repayment is just as easy, your lender, once the due date rolls around, can simply withdraw money electronically from the same account into which they originally deposited your funds. In case your loan period ends and money is not in your account to repay the loan, make sure to contact the lender ahead of time so you can inquire about an extension. Many lenders will offer extensions so individuals don’t risk damaging their credit because of non-repayment.

Safety and Security

CashUSA.com prides itself on providing consumers with a fast, simple, safe and reliable loan process. We are dedicated to protecting the privacy of individuals who seek out assistance, and those who request loans online can feel safe knowing their important information is protected at all times.

There are a lot of lenders who offer personal loans; CashUSA.com can help you connect with a lender.