oceancreditcard.capitalone.co.uk Activate : How do I activate my new Ocean credit card?

oceancreditcard.capitalone.co.uk Activate : How do I activate my new Ocean credit card?

To activate your new Ocean credit card, download the Capital One App from Playstore and follow the instructions. If you’d rather activate over the phone, give us a call on 0800 952 5090 and follow the instructions. We’ll have you set up in no time.

To activate your Capital One credit card, you have a couple of options:

  1. Activate in the App:
    • Open the Capital One app.
    • Go to your profile and click on “Account & Feature Settings.”
    • Select “Activate a Credit Card.”
    • Follow the instructions to complete the activation process.
  2. Activate Online (Computer):
    • Visit the Capital One website.
    • Click on “I Want to…” and choose “Activate Card” under Account Settings.

If you prefer to activate your card over the phone, you can call Capital One at 0800 952 5090. They’ll guide you through the process, and you’ll be all set up in no time!

To activate your Ocean credit card, users must have their account enrolled or registered. If confused, you can contact customer support through email or phone number, in order to confirm the card activation.

How to apply

  1. Complete our simple, straight forward form
  2. QuickCheck will tell you if you’ll be accepted
  3. Apply online with confidence
  4. Once approved, your card will arrive in 7-10 working days.

You can use the Ocean card to rebuild your credit score over time, making it more likely to get a better rate next time you want to borrow money.

How to boost your score with the Ocean card?

Make regular repayments on-time + stay under your limit = show that you’re a responsible borrower to improve your credit score over time.

But remember, not using your card responsibly could do the opposite and seriously harm your credit score.

Ocean Credit Card activate

More about the Ocean Credit Card

The Ocean Credit Card is issued by Capital One (Europe) and has an APR from 24.9% APR (variable) with no annual fee. There’s an initial credit limit of £200 to £8,000 and the amount offered varies by customer depending on their credit history and financial situation. Ocean Finance is a trading name of Intelligent Lending Limited.

How do I use my card in a shop?

Insert your card into the card reader (also known as a Chip and PIN terminal), check the amount is correct, then enter your four-digit PIN on the keypad. The sales assistant will give you a receipt when the transaction is complete.

If you have a contactless card simply hold it over the card reader until it beeps to make a payment. But remember, you can only do this on transactions of £100 or less. When using your card in one of the few outlets that don’t have card readers, the sales assistants will swipe you card and give you a receipt to sign.

How do I use my card to make purchases online?

When you reach the checkout you’ll be asked for your name as it appears on your card, your 16-digit card number, the card’s expiry date and the CVV2 number. The CVV2 number is on the back of your card. It’s the last three digits on the signature strip and is sometimes called the security code.

Remember, you will never have to use your PIN to buy online. You are automatically registered for Mastercard ID Check and Visa Secure, which provide an extra level of protection when you make online purchases. To complete your transaction, you may need to enter a one-time passcode which can be sent to your mobile phone or landline. To find out more about one-time passcodes visit www.capitalone.co.uk/otp.