How do I Activate my PC Financial card? pcfinancial.ca/activate Card Login

How do I Activate my PC Financial card? pcfinancial.ca/activate Card Login

To activate your new card, you’ll need an online account at pcfinancial.ca/activate and answer the onscreen questions or call  at 1-866-246-7262 and enter the credit card number to activate.

Before You Start

Make sure you have your new card handy as you’ll need to confirm your card and account details to complete your activation.

If you’re on a desktop

  1. Click on ‘Accounts’

  2. Select the card you would like to activate

  3. Click on “Activate now” and answer the onscreen questions

  4. Done!

If you’re on the mobile app

  1. Click on the ‘Accounts’ button at the bottom of the screen

  2. Select the card you would like to activate

  3. Click on “Activate now” and answer the onscreen questions

  4. Done!

I received a replacement card, do I need to activate my card again?



If you’ve received a new card because your current card is expiring soon or was reported lost/stolen, all you have to do is confirm or update your PIN by following the steps listed on your new card.

Mobile Steps

  1. Login to your PC Financial® mobile app

  2. Go to ‘Accounts’

  3. Select the card you would like to activate.

  4. Confirm or change your PIN.

  5. Done!

Desktop Steps

  1. Login to your PC Financial® online account.

  2. Go to ‘Accounts’.

  3. Select the card you would like to activate.

  4. Confirm or change your PIN.

  5. Done!

How do I pay my PC Financial Mastercard account?

There are three ways to pay your PC Financial Mastercard:

Online, telephone, bank machine:

 Electronic payments are your quickest and most convenient option. Online, telephone and bank machine payments at most major financial institutions are credited the same day provided you make your payment by 5pm CST (Central Time) on a banking day. These payments are reflected on your online summary 2-3 days afterwards.

Mail in: 

Address your envelope, to: PC Financial Mastercard, P.O. Box 4405, STN A, Toronto, ON M5W 5Y6. Be sure to include the top portion of your statement along with your cheque or money order payable to “PC Financial Mastercard”. It can take 7 to 10 business days for PC Financial Mastercard to receive payments through Canada Post. Payments are posted to your account the day PC Financial Mastercard receives the payment, so make sure you’ve allowed enough time for your payment to arrive.

In-branch:

 If you bank at one of the following institutions, you can make payments at your local branch (or bank machine, if applicable). Cardholders may pay in-branch, over the counter, at the following financial institutions; however, these financial institutions may charge a fee for the service. The service provided is at the discretion of the financial institution and may take up to 10 business days to reach PC Financial Mastercard. Payments are posted to the cardholder’s account the day PC Financial Mastercard receives notice of the payment.