How can I get the best car insurance in the US?

The cheapest auto insurance always depends on two things, you and the car you want to insure. Insurance rates are determined by risk, and if you keep your car and you at low-risk, your rates will be lower. When searching for the best deal keep in mind that comparing rates, is only the beginning of the process. Talk to agents about discounts for better deals, and use preventative measures to keep your costs at minimum.

Compare Insurance Companies

The easiest way to find the cheapest auto insurance, is by starting with a comparison. This is usually done on the Internet. Many companies and/or websites will allow you to put in your information, and get instant quotes from several companies. Choose the insurance package, that is the minimum required for your state, and go from there adding the options you desire.

An Agent May Have the Cheapest Auto Insurance

Many times after ordering insurance on the Internet, a letter is issued with a corrected amount. This can be because the state was wrong in the system, the driving records weren’t checked, or all of the car information wasn’t correct. An agent is usually more reliable, when the actual purchase of auto insurance is made. They will also be up front about discounts, when you ask.

Discounts

Always ask an agent for a list of available discounts. Even if you don’t qualify for them, you should still ask for a list. You may be able to take a quick class, or install a cheap alarm system in your car, to get the cheapest auto insurance. If you haven’t purchased a vehicle yet, and are still shopping around, ask an agent what the cheapest vehicles are to insure, and start your search for a new car.

What auto insurance company do you truly save money switching to them?

All of them and None of them. ADS are not FACTUAL INFORMATION. Calling Geico is NOT guaranteed to save you anything. In fact, calling any specific company is NOT guaranteed to save you anything. Looking for a quick easy solution to avoid shopping it around, is FICTION!

Since prices for each & every company out there changes from Zip Code to Zip Code, and differences in age, sex, marital status, driving record, how many drivers on the policy, how many cars on the policy and the specifics of year, make, model & sub-model, will all individually affect the price. OH YEAH, and whether you have a prior insurance policy and for how long you have had it with the same company will AFFECT your pricing. TOO MANY VARIABLES, for 1 company to be THE BEST for everyone regardless of their situation.

Call several Independent Insurance Agents, agents who represent multiple companies EACH, and try to find agents representing different companies, because if they represent the same companies you will be getting the same quotes.