Online Banking Customers

1. Log in to your Heartland Bank Online Banking account
2. Click the “Credit Card” tab on the menu bar in Online Banking.
3. Click the “Account Services” option in the green options bar.
4. Click the “Card Activation” option under the “Account Management” section.
5. Enter the expiration date on your new credit card and click the “Submit” button.
6. Activation complete! You should get a message that says “Your card has been activated”. Your card is now active and ready to use.

Non-Online Banking Customers

1. Log in to your Credit Card Account Center. If you don’t have an account yet, click the “Enroll Now” button on this page to access the Account Center.
2. Click the “Account Services” option in the green options bar.
3. Click the “Card Activation” option under the “Account Management” section.
4. Enter the expiration date on your new credit card and click the “Submit” button.
5. Activation complete! You should get a message that says “Your card has been activated”. Your card is now active and ready to use.

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Maximize Your Rewards Point-Earning Potential

There are endless perks to using a personalized Visa credit card through Heartland Bank. With two credit card options to choose from, there are tons of opportunities to maximize your rewards point potential. Explore all the unique ways to earn and redeem rewards points!

Complete Control: You shouldn’t be limited as to where you spend your money, so why be limited as to where you earn rewards? With your personalized credit card through Heartland Bank, you earn a point for every dollar you spend – no matter where you spend it. How you choose to take advantage of those reward points is entirely up to you. Whether you want to redeem your points for cash back, traveling, gift cards, or merchandise, there are tons of options to getting the most out of your reward points.

Feel Safe: Stay protected against identity thieves with a chip-enabled credit card. This tiny technology amps up the security on your card by creating a unique code for each purchase you make. Think of it as an extra bodyguard for you and your personal information.

Give Back: Heartland Bank believes in the power of community, which is why we offer a unique opportunity to give back to those in need. You can use your earned points to donate to a wide variety of charities. With a wide variety to choose from, you can feel confident knowing your money is going towards a wonderful cause you believe in.

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Traveling Perks: Get the most out of your personal credit card even when you’re not at home. The first step to doing that is using your earned points to book a flight! You can do it through most major carriers with no black-out dates. And once you’ve reached your destination, use your points for your hotel stay and rental car. If you’re itching to get off dry land, take your vacation out to sea by booking a cruise! Your personal credit card also has you covered should you run into any road blocks, like lost luggage or damaging a rental car.