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Apple Card Activation | What Credit Score is Needed for Apple Card

Posted on by Freddy
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Apple Card Activation | What Credit Score is Needed for Apple Card

You need a compatible iPhone with the latest iOS version to activate your titanium Apple Card. Your card is ready to use as soon as it’s activated. If you are part of a shared Apple Card account, you can activate your own titanium Apple Card.

  1. Open the packaging that has your titanium Apple Card inside.
  2. Follow the steps in the packaging. If you need more help, chat with an Apple Card specialist

Animation showing Apple Card activation, which ends with a message that says "Your card is ready!"

If you don’t have the Apple Card packaging

If you don’t have the packaging that your titanium Apple Card arrived in, follow these steps to activate your card:

  1. Open Wallet on your iPhone and tap Apple Card.
  2. Tap the more button .
  3. Under Physical Card, tap Activate Your Card.
  4. Tap “Having trouble activating your card.”
  5. Tap Do Not Have Card Packaging, then follow the instructions on your screen

Request a replacement card

If a card is lost, damaged, or stolen, you should lock the card, then request a replacement card. You can also chat with an Apple Card specialist. If you’re a participant under 18, ask the account owner or co-owner to request a replacement card for you.

To change the name on your titanium Apple Card, first chat with an Apple Card specialist, then request a new card.

On iPhone

  1. Open Wallet on your iPhone.
  2. Tap Apple Card.
  3. Tap the more button .
  4. Scroll down to Physical Card and tap Request Replacement Card, then follow the instructions on your screen.

On iPad

  1. Open the Settings App.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Tap Apple Card.
  4. Under Physical Card, tap Request Replacement Card, then follow the instructions on your screen.

What Credit Score is Needed for Apple Card

It is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.

There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

When you apply for a credit card, your FICO score is typically a key factor used to show lenders how reliably you manage your credit. It combines data about your payment history, current debts, the length of your credit history, any new credit accounts, and the various types of credit you’ve used.

Requirements to get Apple Card

To get Apple Card, you must meet these requirements:

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn’t a P.O. Box. You can also use a military address.
  • Use two-factor authentication with your Apple ID.
  • Sign in to iCloud with your Apple ID.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze before you apply for Apple Card.
  • You might need to verify your identity with a Driver license or State-issued Photo ID.