capitalone.come/activate Login : Activate Your Capital One Credit or Debit Card
capitalone.come/activate Login : Activate Your Capital One Credit or Debit Card
Get the credit you need with no annual fee
Automatic Credit Line Reviews
Be automatically considered for a higher credit line in as little as 6 months.
CreditWise
Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. It’s free and available to anyone, whether or not you have a Capital One product.
Fraud Coverage
You’re covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.
Tap to Pay
Check out faster and securely with your contactless card. Simply hold or tap your card on a contactless-enabled card reader and you are good to go.
Activate Your Platinum Capital One Card
Activate your card as soon as it arrives, and you can start enjoying all it has to offer
1. Sign in to your account—online or on the Capital One Mobile app. (Text “MOBILE” to 80101 for a link to download).
2. Choose the account linked to your debit card.
3. Look for a button to activate your card next to the debit card delivery tracker online, or below your account balance in the mobile app.
4. Select “Activate Your Card” and follow the steps shown. You may be asked to set a PIN to complete the activation process.
If you already have a Capital One credit card
You’ll need to link your new credit card account to your existing one. Just follow the directions under Consolidate Your Accounts.
Once you’ve linked your credit card accounts, you can activate your new card.
Manage your PIN number
A PIN is the four-digit code you can use for cash advances. When you first get your card, you are usually given the option of selecting your own PIN, receiving a system generated PIN, or declining a PIN.
Get a PIN online
- Sign in to your credit card account.
- Click More Account Settings, find Control Your Card and follow the directions under Get a Cash Advance.
- We may be able to send you a code by email or text and you can select a custome PIN to use right way. Otherwise, it will arrive by mail in about 7 to 10 business days.
Other ways to get a PIN
Call 1-800-227-4825 and follow the directions given by our automated system. You can request a PIN by mail that will arrive in 7-10 days or if you know your current PIN, you can simply update it.
What is a cash advance?
A cash advance is when you use your credit card to obtain cash, such as from an ATM or bank branch. But there are others types of transactions that are also considered cash advances, such as using your credit card to: transfer money to friends using apps like PayPal, Venmo or Moneygram, pay a debt (such as a car loan) using a third-party bill pay service, buy casino chips or lottery tickets, or exchange dollars for foreign currency.
Know the cost:
Cash advances usually include transaction fees and a higher APR than credit card purchases. With each cash advance, we charge a front-end fee, or service charge, that posts to your account the day of the transaction. Be sure to review your account terms for details.
Things work a little differently when it comes to how payments are applied to cash advances. Check out your account terms so you’ll know what to expect.
Know your cash advance limit and available credit for cash advances:
Look at your most recent credit card statement and find your Cash Advance Limit. Keep in mind, sometimes ATMs have additional limits. You also must have sufficient total credit line available to take a cash advance. For example, if you have used all of your available credit for purchases, you cannot take a cash advance, even if you have not used all of your cash advance line.
To get a cash advance at an ATM with your Personal Identification Number (PIN):
- Follow the cash advance instructions displayed on the ATM
- Make sure you understand any fees that the ATM might charge in addition to those outlined in your account terms before completing the transaction
How to get a cash advance if you don’t have your PIN
You can take a cash advance inside a bank lobby that displays the Visa or MasterCard credit card logo. You’ll just need to provide a government issued photo ID like a driver’s license along with your Capital One card.
