Flex Card for Seniors Over 65 : Medical Benefits Vs. Flex Card Benefits

Medicare does not provide its seniors with the Flex card. It’s only accessible in some parts of the country and is only provided through private Medicare Advantage plans.

The Flex card cannot be used to obtain complimentary funds or cash back because it is NOT a cash card.

It’s a prepaid debit card, similar to a Visa or Mastercard, that can be used to pay for supplemental dental, vision, and hearing care.

The Senior Flex Card cannot be used for any and all purchases. It’s supplementary to the plan’s primary advantages and can be employed in conjunction with them.

If your Medicare plan covered dental care costs of $1000 and your Flex card allowed you to spend $500 on dental services, you would receive a total benefit of $1500. Typically, all three of these benefits are rolled into one annual package.

Other supplementary benefits, such as help paying for groceries, utilities, and OTC drugs, may be offered in certain Plans as well.

Plan and benefit eligibility can be conditional on factors including household income and medical expenses, as is the case with government assistance programmes like Medicaid.

mymedicare flexoct.com Activate Card :

1. Visit the page https://mybenefits.nationsbenefits.com/activate

2. Enter the 16 digit card number and expiration date of your Benefits Mastercard® Prepaid Card.

3. Enter your Date of Birth and Last Name provided to your health plan during enrollment.

4. Finally Click on the Activate Card Button.

5. If you need assistance please Call 866-413-2582 (TTY: 711)

You will automatically receive two debit cards, both in your name. Your spouse or dependent should sign the back of the card prior to using the card. Additional or replacement cards can be requested by sending an email to mbscs@medcost.com.

Please provide your name, address, date of birth, phone number, and alternate member number. You also may contact our Customer Service Department at the number shown on your health plan ID card.

How does a Medicare flex card work?

The insurance company will set a dollar amount on how much they will fund your flex card for the year. Although the advertisements all claim to be $2,800, this is not the same across the board, as one company might give you $200 while another will give you $500.

The flex card funds can be used for:

• Deductibles
• Copays
• Medical equipment
• Dental, vision, and hearing services
• Prescriptions and OTC Medicines

You may be able to use your flex card for other medical services, but you would need to check your plan’s details to know for sure.

Medical Benefits Vs. Flex Card Benefits

It’s great to have access to additional perks, but your health should come first. For the average person, that makes zero sense.

The services of a licensed broker who can provide direction should always be sought. The key aspects of the plan’s coverage will be outlined for you. Specifics like how much you’ll have to pay for things like prescription drugs, doctor’s visits, and other medical services.