healthyblue.com Activate Card : How do I Activate my Healthy Blue Card?

To activate your New Healthy Blue Card, login into healthyblue.com or call (877)825-2067. Once you have received your PIN, you may choose the debit option when swiping your card.

It just takes a few minutes to register. You’ll need your member ID number (shown on your ID card), your birth date, and your ZIP code. If you need help, call us at 844-594-5070 (TTY 711).

When using your card, remember…

1. You may want to choose the credit card option when swiping your card to avoid debit card transaction fees. If you do so, it is not a true credit transaction and funds will still be drawn directly from your HSA.

2. Your HSA card will draw available funds directly from your HSA. The card should only be used to pay for qualified health-related expenses. The card will not work at ATMs, gas stations, restaurants or other establishments that are not health-related.

3. Use your HSA Card to pay for prescriptions at the point of sale. We recommend you use your card at the doctor’s office or hospital only after a claim is processed and you have received your Explanation of Benefit Payments statement. The EOB will tell you how much you owe the provider on the claim.

If you would like to use the debit option, you may request a PIN when you activate your card or request one at any time by calling the number on the back of your card. Once you have received your PIN, you may choose the debit option when swiping your card.

• Memorize the PIN; don’t carry it in a wallet or write it on the card
• Enter the PIN so others cannot see it.
• Do not share your PIN with anyone.
• Notify the issuer immediately if the PIN mailer has been tampered with or if a PIN change took place without your
  request.

Create your online account

Your online account can help you manage your health anytime, anywhere. To access the secure member area of our website, you’ll need to create your account. This will allow you to:

• Change your PCP
• View or print your member ID card
• Send a private message to Member Services
• Manage your prescriptions

It just takes a few minutes to register. You’ll need your member ID number (shown on your ID card), your birth date, and your ZIP code. If you need help, call us at 844-594-5070 (TTY 711).

When selecting a PIN, avoid choosing a PIN that is associated with your personal information (phone number, date of birth, address, etc.), that is a number printed on the card, that consists of the same digits or a running sequence of digits, or that is identical to your previous PIN.

Visit your Healthy Blue HSA Personal Desktop at bcbsm.com by logging on to Member Secured Services anytime
day or night.

• Check your HSA balance.
• View transaction details.
• Use online PayChoice to pay your health care provider.
• Use the many interactive tools to access health and wellness education and other resources.

Health savings account interest rates

Your Healthy Blue HSA balances are FDIC-insured and interest-bearing. Interest is compounded and calculated monthly based on an average daily collected balance for each tier of account balances as outlined in the table below. Interest is credited to your HSA monthly as of the last business day of the statement cycle. If your account is closed before the accrued interest is credited, no interest will be paid for that month. The interest rate for each tier is subject to change at any time.

Refer to your monthly statements or call a Member Services Specialist anytime at the number on the back of your debit card for current rates and conditions.

Healthy Blue HSA^SM is a product of Blue Cross Blue Shield of Michigan, a nonprofit corporation and independent licensee of the Blue Cross Blue Shield Association.