How To Activate Capitec App Without Going to the Bank

How To Activate Capitec App Without Going to the Bank

To Activate Capitec App Without Going to the Bank, Simply take a selfie and enter your ID number. See all your accounts and balances at a glance. For a quick, safe way for Capitec clients to instantly pay money into your account.

Online banking

Capitec offer secure, easy-to-use online banking to save you money with no monthly subscription fee. Sign in now.

Access your main savings account, savings plans, access facility, credit card or Live Better savings when it suits you:

  • Transfer money between your accounts.
  • Pay beneficiaries or accounts.
  • Buy airtime, data and SMS bundles (for yourself or a friend).
  • Electricity (for yourself or a friend).
  • View your last electricity tokens purchased.
  • Add beneficiaries.
  • Add recurring (stop orders) or future-dated payments
  • Send cash to family and friends
  • Do access facility transfers
  • Dispute debit orders up to 40 days old.
  • View active, stopped and disputed debit orders.
  • Approve or decline DebiChecks.
  • Create or add a flexible savings account.
  • Create or add a fixed-term savings account.
  • Send a payment notification.
  • Stop lost or stolen cards immediately
  • Update your daily card limits
  • Update your digital limits
  • Update your tax details
  • View or download tax interest certificates
  • Manage your tap to pay settings (turn tap to pay on/off)
  • Save and verify your email address for added security
  • View your personal details
  • View and download statements
  • View your transaction and payment history
  • Change your SMS Update settings
Capitec Bank Branch

Virtual card

Your virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. Free, secure & easy to load for app, online & QR purchases.

Your virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. It’s specially designed for safer online shopping and scan to pay purchases. You can also load it on all your favourite apps such as Uber, Netflix, takealot.com and MrD for quick and seamless purchases and payments.

How it works

Simply activate your virtual card on the app. It’s free to download and use, and there are no virtual card fees. And because the card is only stored in the app, it is safer than a physical card and you don’t have to visit a branch to fetch it.

Your virtual card is not a duplicate of your physical debit card and has a different number and CVV. In fact, it’s a completely new virtual MastercardTM that is linked to your Global One account. So you can simply choose to use it as your default payment card or enter the card details at checkout.

Why use a Capitec virtual card?

  • It’s free to activate and use, and you can replace it immediately on our app.
  • You don’t have to use your physical debit or credit card details for online purchases anymore.
  • It’s safer than a physical card. You never have to worry about it being lost, stolen or duplicated.
  • You can manage the virtual card and its limits on our app.
  • If your wallet or physical card is lost or stolen, the physical card can be stopped on our app. However, the virtual card will continue to work, so you’ll never be stranded without any means of payment.

How to activate your virtual card 

  1. Sign in and tap Cards on the app landing screen
  2. Tap the Virtual tab in the top-right of the screen
  3. Tap Add Virtual Card then follow the activation steps to complete

How to stop your card

  1. Enter your secret Remote PIN to sign in
  2. Choose Cards
  3. Choose Stop Card
  4. Choose a reason for the stop