Tiaa Cref Login Account : Investing, Advice, Retirement and Banking

Tiaa Cref Login Account : Investing, Advice, Retirement and Banking

At the bottom of the “Welcome” page at www.tiaa.org, select Log in. For security reasons, this one time only, you’ll be asked a few questions to verify your identity. Please note that you’ll need your Social Security number to complete your registration.

eDelivery is short for electronic delivery. You can elect to get documents such as account statements and prospectuses online instead of by mail. You’re notified by email when documents are ready to view. Then, you can log in to your TIAA account to view your document securely.
Note: You can view documents that do not contain personal information without logging in.

How do I register for online access?

Go to tiaa.org.
Select REGISTER located at the very top right of the page.
Follow the onscreen step-by-step instructions to obtain a user ID and password.

IMPORTANT! There’s one final step to complete your registration. At the bottom of the “Welcome” page, select Log in. For security reasons, this one time only, you’ll be asked a few questions to verify your identity.
Please note that you’ll need your Social Security number to complete your registration.

Once you’ve completed the identity verification steps, you’re all set to manage your TIAA accounts online.

Going forward, just log into your account at tiaa.org.

Some forms can be viewed and printed on the web regardless of your eDelivery preferences. Paper copies are available upon request.

How do I rebalance my account?

Log into your account at tiaa.org.
Select the MY ACCOUNT menu, then select Manage investments. On that page, select Rebalance account.
Follow the step-by-step instructions to make your changes.

How are IRA withdrawals taxed?

This depends on two key factors: your age and the type of IRA.

Your age

If you take money out before age 59 ½, then you may face a penalty equal to 10% of the money you take out from a Traditional or SEP IRA.

Traditional or SEP IRA

Any money you withdraw will be taxed as ordinary income. However, if you contributed money after taxes into an IRA, your withdrawals will not be taxed.

Roth IRAs

Withdrawals are tax free as long as you take the money out at least 5 years after the beginning of the year in which you first contributed to the plan, and as long as you are 59 ½ or older or considered disabled. If you don’t meet those requirements, any money you withdraw will be taxed as early income and subject to a penalty for early withdrawal.