• Dental: UnitedHealthcare standard Medicare Advantage plans offer dental coverage including no annual deductible and $0 copays up to the plan’s annual maximum on preventive and most covered comprehensive services like cleanings, exams, x-rays, fillings, crowns, extractions, and root canals – services not covered by Original Medicare.
• Hearing & Vision: UnitedHealthcare standard Medicare Advantage plans cover more than 2,000 hearing aids and devices not covered by Original Medicare with new coverage for OTC devices added in 2024. Per device copays will start at $99 up to $1,249  – offering significant savings over the average retail price of a hearing aid of around $2,300 per device. Members with a vision benefit will maintain $0 annual eye exams and an eyewear allowance for frames or contacts with standard lenses covered in full.

Expanded Access: The company will expand its footprint and reach 96% of all Medicare consumers including:

• • 700,000 more people eligible for standard Medicare Advantage plans in 110 new counties.
  • 2.7 million more individuals eligible for UnitedHealthcare’s Chronic Special Needs Plans (C-SNPs).

The Nation’s Largest Medicare Advantage Provider Networks: UnitedHealthcare offers the largest networks in the industry across medical and dental plus some of the largest specialty networks – giving consumers broad access to care nationwide:

Medical: The largest national Medicare Advantage network, available across more plans, reaching nearly 96% of individuals eligible for Medicare in the company’s coverage area.

• • • Members in plans that have access to the UnitedHealthcare National Network can see any of more than 1 million network providers, whether in their neighborhood or on the road.
    • About 75% of standard Medicare Advantage and C-SNP members will have unrestricted access to UnitedHealthcare’s National Network.

Dental: The largest national dental network in the industry with more than 100,000 dentists.

Vision & Hearing: One of the largest national vision and hearing provider and retail networks, including many popular in-store and online retailers.

Pharmacy: One of the largest pharmacy networks with more than 65,000 national chain and neighborhood pharmacy locations, plus Optum® Home Delivery.

Savings:

Most members will have stability in specialist and pharmacy copays plus industry-leading prescription drug coverage, and all members will have stable maximum out-of-pocket costs year over year with many even seeing a lower maximum out-of-pocket.

Coverage:

All standard Medicare Advantage plans will offer $0 copays for: virtual visits, mammograms and colonoscopies and routine dental, vision and hearing exams.

Formulary Strength & Rx Savings:

• • All members will have $0 tier 1 and tier 2 copays with Optum Home Delivery.
  • The company’s Medicare Advantage formulary will cover more of the most-used tier 1 prescriptions than any national competitor.
    • A month supply of insulin is $35 for standard plans.
    • Members can get a 100-day prescription drug supply for prescriptions on tiers 1-4 at no extra cost.
    • Tier 2 coverage for four commonly used non-Medicare covered drugs (generic Viagra, folic acid, vitamin D, B12).

D-SNPs:

• • OTC, Home Utilities, Healthy Food: D-SNP members will maintain a credit to spend on home utilities like home heat, electricity, water, and internet, and approved healthy foods, and OTC products at more than 55,000 stores.
  • Navigate4Me® provides personalized one-on-one support for D-SNP members.

C-SNP markets will expand to reach 2.7 million more eligible beneficiaries, giving a total of 23 million Medicare consumers access to quality care coordination and expanded benefits compared to UnitedHealthcare’s standard Medicare Advantage plans:

• • $25 or less copay for covered insulin.
  • Members with diabetes could save up to $50 each month on diabetic supplies and insulin if enrolled in a UnitedHealthcare C-SNP vs. a standard UnitedHealthcare Medicare Advantage plan.
  • 23 prescriptions commonly used to treat conditions required for enrollment in UnitedHealthcare C-SNPs are on lower-cost tiers than the standard formulary, and with Optum Home delivery, these prescriptions as well as diabetic supplies carry a $0 copay.

Medicare Annual Enrollment runs from Oct. 15 to Dec. 7. As the only company to offer Medicare plans with the AARP name, and as the nation’s largest Medicare Advantage, D-SNP and Medicare Supplement carrier, UnitedHealthcare serves 1 in 5 Medicare beneficiaries, or over 13 million people, through a portfolio of products that include Medicare Advantage, Medicare Part D, Medicare Supplement and retiree services